Why choose defined contribution health benefits?
Rather than paying the costs to provide a specific group health plan, employers can fix their costs on a monthly basis by establishing a defined contribution health plan that gives employer's and employees full control over health care costs. The employer's costs are predictable and controllable, while employees are given full control over their health care dollars and can choose a plan that meets their exact personal needs. Making this health care plan extremely flexible.
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How do defined contribution health benefits work?
An employer gives each employee a fixed dollar amount (a defined contribution) that the employee chooses how to spend. Usually the employees are allowed to use the defined contribution to reimburse themselves for personal health insurance costs or other medical expenses such as doctor visits and prescription drugs.
What is a personal health policy?
A personal health policy, sometimes called an "individual" or "family" health insurance policy, covers you and your designated family members. You purchase a personal health policy through a licensed health insurance agent who is appointed to represent the insurance companies in your state.
For more information on personal health policies please contact Steve Ehlen of Holland and Frank at email@example.com or by phone or fax:
Also visit www.steve-e.com
to get your free insurance quote.